Shap!
Boom! One accident later, and you’re sorted.
Life doesn’t send a warning SMS. For R109 a month, Shap! has your back when it all goes sideways.
Shap me up!What you get
The Big R100K Save
Up to R100,000 for your emergency evacuation and hospital bills after ANY accident. State or private hospital, we’ve got you.
Daily Cash Stash
R1,000 for every full day in hospital, up to 25 days. Treat it like airtime for your recovery.
(The first 24 hours are on you.)
The Final Curtain
R50,000 accidental death benefit, paid to the person you choose. Nobody wants to need it, but you’ll be glad it’s there.
Got a medical aid? Double up!
Shap! is not a medical aid, and it doesn’t fight with yours. Your medical aid pays first, then Shap! pays on top.
Across the border? We got you!
Cover works in all these countries. Mzansi citizens and legal foreigners in SA qualify. Outside SA, you pay for treatment and we pay you back.
- South Africa
- Lesotho
- Malawi
- Mozambique
- Namibia
- Eswatini
- Zambia
- Botswana
- Zim
The no-go zone
Shap! is for accidents only. It does not cover:
- ✗Illness or sickness
- ✗Pre-existing drama
- ✗Normal pregnancy and childbirth
- ✗Drinking, drugs or breaking the law
- ✗Stress-related and psychological drama
Oh no, it happened to me! Here’s what to do
31 days
Tell us in writing within 31 days. No dragging your feet!
60 days
Get all your claim papers to us within 60 days.
See the doc
Get checked out and follow the doctor’s advice.
Ready? Pull up and sign up!
WhatsApp “Shap me up!” to +27 60 650 0728
or email Shapsignup@hayi-bo.co.za
Shap me up! on WhatsAppQuick questions
Do I need a medical aid?
Nope. Shap! covers accidents, it’s not a medical aid.
Do I just rock up at the hospital?
Yebo, but phone us first so we can arrange your admission.
When am I covered?
From the moment we get your first payment and you have your confirmation of payment email. No waiting period. Boom, you’re live!
Who can join?
Anyone from 18 to 65. Cover runs until you turn 70.
Can someone else pay for me?
Yebo! Your boo, your mom or a colleague can pay. They just show the confirmation of payment email.
My friend isn’t South African. Are they covered?
Only if they are in SA legally. No legal papers means no cover. Foreigners and asylum seekers must have proper, official papers. Saying “I promise I’m legal” doesn’t cut it.
Small print
Underwritten by Yard Insurance, a Licensed Non-Life Cell Captive Insurer and Authorised Financial Services Provider, FSP 17704.
This is a summary for information only. The benefits, limits and premium that apply to you are those printed on your own Policy Schedule and policy wording, which govern. Premium R109.00 a month, payable in advance by debit order; there is no grace period on the first premium. Cover is for bodily injury arising from any accident and is supplemental to any medical aid, medical insurance or evacuation plan you already have. To claim, or to complain, phone +27 11 250 3003.
